Capital Insights

"I will tell you how to become rich. Close the doors. Be fearful when others are greedy. Be greedy when others are fearful."   — Warren Buffett Investing is a fundamental strategy for building wealth and achieving long-term financial goals. For those new to the world of investing, the process can seem overwhelming. This guide aims to provide a professional overview, empowering you to make informed decisions and embark on your investment journey with confidence. Understanding the Fundamentals Investing involves allocating capital to assets with the expectation of generating a return. This return can come in various forms, including dividends, interest, or capital appreciation. The primary objectives of investing are to: Grow Wealth: Increase your net worth over time. Beat Inflation: Protect your purchasing power against rising prices. Achieve Financial Goals: Fund specific objectives such as retirement, home ownership, or education. ...

  “Money is only a tool. It will take you wherever you wish, but it will not replace you as the driver.”- Ayn Rand As a student, learning how to manage your personal finances is crucial. Developing good financial habits now can set the foundation for a secure and prosperous future. Below are 15 essential tips to help you take control of your finances. 1. Create Personal Finance Goals Setting clear financial goals is the first step toward financial freedom. Whether it’s saving for a study-abroad program, building an emergency fund, or planning a summer trip, having specific goals will keep you motivated and focused. Write down your goals and create a timeline to achieve them. 2. Create a Budget with a Financial Calendar Budgeting is essential for tracking your income and expenses. Use a financial calendar to plan for upcoming bills, tuition payments, and other financial commitments. This will help you avoid surprises and ensure that you allocate your money effectively throughout the...

In recent months, the Bangladeshi stock market has seen a notable trend: companies with solid fundamentals are experiencing significant increases in share prices . Among the standouts in this trend is Robi Axiata Limited, a prominent player in the telecommunications sector. This blog explores the driving forces behind the surge in share prices for companies with robust financial health, focusing particularly on Robi's impressive performance. Robi Axiata: A Leader in Telecommunications Robi Axiata Limited , one of the largest mobile operators in Bangladesh, has seen its stock price rise significantly, reflecting its robust financial health and strategic market positioning. As of the latest reports, Robi's share price has increased by approximately 25.31%, showcasing its strong performance amid a competitive landscape . The company's market capitalization stands at around ৳ 124.14 billion, with a 52-week price range between ৳ 20.30 and ৳ 32.00, indicating a volatile ...

  Bangladesh's monetary policy, fiscal policy, and banking system face several contemporary issues that impact the country's economic stability and growth. Bangladesh has achieved impressive economic growth in recent decades, but navigating its continued development requires tackling some interconnected challenges in its monetary policy. These challenges require comprehensive and coordinated reforms to ensure sustainable development.    Monetary Policy Challenges Bangladesh faces significant monetary policy challenges, including high inflation, fiscal pressures and weak monetary transmission. The central bank’s ability to maintain price stability and support economic growth is hindered by the government’s heavy borrowing from banks and the limited impact to monetary policy on other savings and investment instruments. 1. Inadequate Shock Absorption Capacity: The transmission mechanism of Bangladesh's monetary policy is inefficient, making it difficult to absorb ...